Education·2026-05-20·6 min read
Stablecoin payments 101 for non-crypto teams
What USDC actually is, why it settles in seconds, and how to accept it without your customers ever seeing a wallet.
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Product news, customer stories, payments deep-dives.
Healthcare·2026-05-18·5 min read
Why clinics lose 6% on every cross-border patient
FX markups, foreign card surcharges and slow SWIFT wires quietly eat margin. Here is what to switch on.
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SaaS·2026-05-15·5 min read
Subscription billing from India: solving the Razorpay-only problem
Indian SaaS founders are stuck collecting INR through domestic gateways. Here is how to take USD globally and hold proceeds in USDC.
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Creators·2026-05-10·4 min read
Replacing Patreon: a tip jar that takes 0.5%, not 10%
Creator economy fees are a tax. Here is how to embed a tip widget that costs less than a coffee per $1,000.
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Compliance·2026-05-05·7 min read
The Travel Rule, explained without lawyer-speak
FATF Recommendation 16 turned 25 in 2025. Here is what it actually requires of stablecoin senders today.
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Security·2026-04-28·4 min read
Why we force 3DS on every checkout, even when Visa says it is optional
PSD2 mandates SCA in Europe. We extend it globally. Here is the math behind why the conversion hit is worth it.
Read articleComparison·2026-04-22·5 min read
Raw card platform vs Baynoy: when each one wins
We build on top of a card platform's connected accounts. So when should you use the raw platform and when does our layer earn its keep?
Read articleRetail·2026-04-15·4 min read
QR pay in-store: replacing the $400 card reader
Small shops do not need a Verifone PAX A920. A printed QR, a phone, and Apple Pay does the job at a fraction of the cost.
Read articleCompliance·2026-04-08·5 min read
KYC tiers: what each level unlocks and what it asks for
One verification, then everything is unlocked: unlimited volume and unlimited USDC payouts once you are approved.
Read articleDevelopers·2026-04-01·6 min read
Webhooks that actually reach you: HMAC, retries and idempotency
The three things every payments webhook integration gets wrong. Here is the contract Baynoy ships and why.
Read articleEducation·2026-03-25·6 min read
Solana, Base, Ethereum, Polygon: picking a USDC payout chain
Four chains, four different trade-offs in fees, finality and ecosystem reach. Here is the framework.
Read articleSEO·2026-03-18·5 min read
Why your international shoppers leave checkout — and the one thing that fixes it
When the language on your checkout page doesn't match the language your customer was searching in, you lose them. The data is brutal — and most of it is fixable in an afternoon.
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